Asset Finance Made guided and supported
At Happy Vic Lending Solutions, we understand that having the right vehicles and equipment is crucial to the success of your business. Whether you’re in transport, construction, or any service-based industry, our asset finance solutions are designed to help you grow with minimal fuss and maximum support.
Commercial Asset Finance That Works for You
We specialise in providing fast, efficient, and flexible commercial asset finance for businesses across Australia. Our expert brokers can help you secure funding for:
- Rigid Trucks
- Trailers
- Utes, Cars & Vans
- Prime Movers
- Machinery
From a single vehicle to a complete fleet – we’ve got your back.
Specialised Truck Loans
We’re truck loan specialists and work with a wide range of lenders to help:
- Owner-drivers
- Transport & logistics companies
- Courier businesses
- Construction operators
Whether you need a prime mover, a rigid truck, or an entire truck fleet, we can tailor finance with flexible repayment terms and up to $500,000 approved with no deposit for property owners.
Car, Van & Ute Loans for Businesses
Need to expand your fleet with vans, utes or cars? We offer quick approvals on:
- Courier vans – Perfect for last-mile delivery businesses and courier companies.
- Utes for tradies & builders – Designed to support the construction industry.
- Fleet finance for rental & service businesses – Grow your rental car inventory with ease.
Tailored for Your Industry
We work closely with businesses in:
- Courier & Delivery Services – Finance for new vans to expand your fleet.
- Construction Companies – Get finance for work-ready utes and heavy equipment.
- Vehicle Rental Companies – Fleet finance options available with scalable solutions.
No Deposit? No Problem!
If you’re a property owner, we can arrange up to $500,000 in funding:
- $0 deposit
- No bank statements required
- Efficient process and responsive service
Even if you don’t own property, we’ve got flexible options available for:
- ABN holders
- Visa holders (Temporary & Permanent)
We Support Visa Holders
Accepted Visa Subclasses
- 485 – Temporary Graduate
- 482 – Temporary Skill Shortage
- 191 – Permanent Residence (Skilled Regional)
- 100 – Partner (Permanent)
- 491 – Skilled Work (Regional)
- 190 – Skilled Nominated
- 189 – Skilled Independent
- 802 – Child (Permanent)
We know how to present your case for the best possible result.
Asset Refinancing & Capital Raise
Already own equipment or vehicles? Use your existing assets to:
- Refinance at better rates
- Raise capital for business growth
- Consolidate debt or increase cash flow
We’ll structure the deal to help you extract maximum value.
Why Choose Happy Vic Lending Solutions?
- Personalised service from experienced brokers
- Specialised in ABN & business loans
- Simple documentation requirements
- Fast-track approvals
- Proven success with visa holders & non-property owners
Ready to Get Started?
Let us take the hassle out of asset finance. Whether you’re a first-time buyer or managing a growing fleet, our expert team will guide you through every step of the process.
Flexible Asset Finance Solutions for Your Business
At Happy Vic Lending Solutions, we know that having the right equipment and vehicles is essential to running a successful business. That’s why we offer flexible asset finance solutions designed to help you acquire what you need—without impacting your cash flow. Whether you’re purchasing new machinery, upgrading your fleet, or investing in specialised tools, our tailored finance options come with competitive rates, straightforward approval processes, and repayment terms that suit your unique business needs. We work with a wide range of lenders to provide you with the best options, ensuring your business can grow and operate smoothly. With personalised support every step of the way, Happy Vic Lending Solutions is your trusted partner in securing the asset finance that powers your business forward.
Fast Approvals for Your New or Used Car Loan
At Happy Vic Lending Solutions, we know that when it comes to buying a car, timing is everything. That’s why we offer fast approval processes for both new and used car loans, so you can secure the financing you need without unnecessary delays. Whether you’re eyeing a brand-new model or a reliable pre-owned vehicle, our team works quickly to find competitive rates and flexible loan terms tailored to your budget. With access to a broad network of trusted lenders and personalised support from application to settlement, we make sure your car buying experience is smooth and stress-free. Get on the road faster with Happy Vic Lending Solutions—where quick approvals meet smart finance.
Easy and Fast Truck Financing Solutions
At Happy Vic Lending Solutions, we understand that reliable trucks are the backbone of many businesses, from transport and logistics to construction and trades. That’s why we offer easy and fast truck financing solutions tailored to your specific needs. Whether you’re purchasing your first truck or expanding your fleet, our flexible loan options come with competitive rates and manageable repayment terms designed to suit your cash flow. We work with a wide network of lenders to secure quick approvals and personalised service, helping you get on the road sooner without the hassle.
Our truck loans can cover a range of vehicles, including light trucks, heavy-duty rigs, and specialized commercial vehicles, giving you the flexibility to choose the perfect fit for your business. Plus, with options like chattel mortgages and hire purchase agreements, you can structure your finance to maximise tax benefits and preserve working capital. Our experienced team will guide you through every step, ensuring you understand your loan options, obligations, and benefits clearly.
With Happy Vic Lending Solutions, financing your truck is simple, fast, and hassle-free—so you can focus on driving your business forward and meeting your operational goals with confidence.
Fast and Flexible Van Financing Options
At Happy Vic Lending Solutions, we know how important reliable transport is to your business operations. That’s why we offer fast and flexible van financing options designed to get you on the road quickly and affordably. Whether you need a brand-new van for deliveries or a used model to expand your fleet, our tailored loan solutions come with competitive interest rates and repayment plans that fit your budget. We work with a wide range of lenders to secure quick approvals and provide personalised support throughout the process, ensuring a smooth and hassle-free experience.
Our van loans cover a variety of vehicle types—from small cargo vans to larger commercial vehicles—giving you the freedom to choose the perfect van for your business needs. Plus, with flexible financing structures such as chattel mortgages, hire purchase agreements, and leases, you can select an option that maximises your tax benefits while preserving your cash flow.
Finance Your Dream Boat with Easy Loans
At Happy Vic Lending Solutions, we believe everyone deserves the chance to enjoy life on the water. That’s why we offer easy, flexible boat loans designed to help you finance your dream vessel with confidence. Whether you’re after a sleek speedboat, a spacious yacht, or a reliable fishing boat, our tailored loan options come with competitive rates, manageable repayments, and fast approvals. We work with a broad panel of lenders to find the best financing solution that fits your budget and lifestyle. From application through to settlement, our experienced team will guide you every step of the way—making boat ownership more accessible and stress-free. With Happy Vic Lending Solutions, your dream boat is closer than ever.
Affordable and Fast Trailer Financing Solutions
At Happy Vic Lending Solutions, we understand that trailers are essential for many businesses, from trades to transport and agriculture. That’s why we offer affordable and fast trailer financing solutions designed to get you moving without delay. Whether you’re purchasing a new trailer or upgrading your existing equipment, our flexible loan options come with competitive interest rates and repayment plans tailored to your budget. We work with a broad network of lenders to provide quick approvals and personalised service, making the application process smooth and hassle-free. With Happy Vic Lending Solutions, securing the right finance for your trailer has never been easier—so you can focus on growing your business with confidence.
We partner with major lenders in Australia
Let's get in touch
Have a question or message? We’d love to hear from you. Reach out anytime—we’re here to help!
ASK US ANYTHING
We’re excited to hear from you and are committed to responding promptly to your message.
Let's get in touch
Have a question or message? We’d love to hear from you. Reach out anytime—we’re here to help!
ASK US ANYTHING
We’re excited to hear from you and are committed to responding promptly to your message.